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our promise to you
At Afua and Company, we believe good credit shouldn't feel like a secret club with no instructions.
We're here to make credit make sense—without the jargon, the judgment, or the runaround. Whether you're trying to get your personal credit on track or build solid business credit from the ground up, we’ve got you.
We’re not just here to boost your numbers—we’re here to teach you how credit actually works, so you can keep winning long after we’ve done our part. Because real financial empowerment doesn’t stop with a better score—it starts with confidence, clarity, and a plan.
their story..
"For him to be in the 750 range is just mind blowing to me. So we advise that anyone who is looking for credit repair and to obtain the things that you want in life, we suggest that you get with Afua as soon as possible, and if she tells you she can get your credit in good standing, believe her!"
Our Services
Community Financial Workshops
Interactive sessions covering budgeting, saving, credit management, and overall financial wellness—tailored to meet the needs of your community.
Youth & Family Financial Education
Age-appropriate programs designed to teach young people strong financial habits early, with support for parents and caregivers too.
Train-the-Trainer & Staff Development
Empower your team with the tools and knowledge to become financial literacy advocates within your organization or community.
Credit Building for Underserved & Multilingual Communities
Specialized workshops designed to meet the unique needs of underserved populations, with multilingual options available for greater impact.
Small Business Credit & Entrepr -eneurship
Educational seminars that help entrepreneurs and small business owners understand, establish, and grow their business credit with confidence.
Personalized Financial Health Programs
In-depth assessments and personalized action plans, plus flexible online learning options like eBooks to support continuous growth.
meet the founder
Founder: Afua jones
I started my career in 1994 with Equifax as a Credit Reporter. I quickly saw on a daily basis how people felt intimated about Credit. This would fuel my passion for teaching Financial Literacy.
As a Nationwide Board-Certified Credit Consultant, I specialize in empowering individuals and organizations through comprehensive credit education and strategic solutions. I hold certifications in Consumer Credit, Business Credit, and Debt Reduction, which uniquely equips me to guide clients through every stage of their credit journey.
My mission is simple: to educate and elevate. I teach clients—both directly and through organizational partnerships—how to understand their credit, navigate credit laws, and operate confidently within them. I help Businesses establish and build their business credit and become lender compliant for funding. Through personalized coaching and workshops, I demystify complex credit concepts and provide actionable strategies that lead to lasting creditworthiness and financial independence.
Whether you're an individual striving for better credit or a business looking to educate your community, I offer the knowledge and tools to help you succeed. With a firm belief that financial literacy is freedom, I’m committed to transforming lives—one credit report at a time.
why choose us?
Real Expertise, Real Results
Led by Afua R. Jones, our team brings years of hands-on experience in both personal and business finance. We’re not just talking theory—we’ve lived it, built it, and now we help others do the same.
Accessible & Inclusive by Design
Financial literacy shouldn’t feel exclusive. Our programs are made for real people—whether you’re just getting started, rebuilding, or scaling your business. No gatekeeping, no judgment, just tools that work.
Empowerment Through Actionable Learning
We don’t just teach you the “what”—we show you the “how.” Every course and resource is built to help you apply what you learn in the real world, so you can confidently make financial decisions that move you forward.
