80% of business loan applications get denied — not because of credit scores, but because of lender compliance gaps. Find out where you stand in 7 quick questions.
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We Check the Same 7 Things Lenders Check
1
a Federal EIN (Employer Identification Number)
2
an active DUNS Number from Dun & Bradstreet
3
business phone number listed on 411 (directory assistance)
4
business entity (LLC/Corp) filed and in good standing with your state
5
a professional business website with your own domain
6
a dedicated business bank account (separate from personal)
7
any vendor accounts (tradelines) that report to business credit bureaus